summarize the key points of the paper:Hyde, A., & Fischer, M. J. 2021. New faces, new neighbors? How Latino population growth and lending expansion shapes the neighborhood racial and ethnic composition for White and Latino homebuyers. City & Community 20(

In the paper "New faces, new neighbors? How Latino population growth and lending expansion shapes the neighborhood racial and ethnic composition for White and Latino homebuyers" by Hyde and Fischer (2021), the authors explore the dynamics of neighborhood composition as influenced by the growth of the Latino population and changes in lending practices. Here are the key points:

**Latino Population Growth**: The paper highlights the significant increase in the Latino population in various urban areas and how this demographic shift affects neighborhood dynamics.

**Lending Expansion**: The authors discuss the role of expanded lending practices in facilitating homeownership among Latinos, which contributes to changes in the racial and ethnic composition of neighborhoods.

**Homebuyer Experiences**: The study examines how both White and Latino homebuyers experience neighborhood change differently. Latino homebuyers often find themselves in neighborhoods that are increasingly diverse, while White homebuyers may experience a sense of loss or change in community identity.

**Neighborhood Acceptance**: The research indicates potential challenges for Latino homebuyers, including discrimination and varying levels of acceptance in predominantly White neighborhoods.

**Policy Implications**: The authors suggest that understanding these dynamics is crucial for policymakers to ensure equitable housing practices and promote inclusive community development.

**Data Analysis**: The study employs quantitative and qualitative analyses to evaluate the relationship between Latino population growth, lending practices, and neighborhood racial composition.

Through these points, Hyde and Fischer contribute to understanding how demographic changes intersect with housing policies and the implications for community composition and integration.