The phrase "The guy last guy didn’t want to take chances" is not grammatically correct due to a redundancy with "the guy" and "last guy." A corrected version could be "The last guy didn’t want to take chances" or "This guy didn’t want to take chances."
The meaning of this phrase refers to a specific person (the last guy) who is cautious and prefers to avoid risks or uncertainties. It suggests that he might have been in a situation where