**Leftist Arguments Against the World Bank and IMF:**
1. **Structural Adjustment Programs (SAPs) and Austerity Measures:** Leftists argue that the conditions attached to loans provided by the World Bank and the IMF, often in the form of Structural Adjustment Programs, lead to austerity measures that cut social spending on essential services such as health and education. This disproportionately affects the poor, leading to increased poverty and