What is the the replacement of a money in a deposit account called? And what happens when a money is withdrawn from a deposit before due date and not replaced immediate

The replacement of money in a deposit account is typically referred to as "fund replacement" or "fund replenishment." This generally involves depositing money back into the account to restore its balance. When money is withdrawn from a deposit account before its maturity date (in the case of fixed-term deposits, for example), and that money is not replaced immediately, a few things can happen: 1. **Interest Penalties**: Depending on the terms of the deposit account, the account holder may incur penalties, which can include loss of interest or a fee for early withdrawal. This is common with fixed deposits or certificates of deposit (CDs). 2. **Loss of Benefits**: Some accounts may offer higher interest rates or benefits for maintaining the deposit until maturity. Withdrawing early may result in losing these benefits. 3. **Reduced Balance**: The account balance will be lower, which might affect the interest earned on the remaining funds if the account pays interest based on the total balance. 4. **Account Status**: In some cases, early withdrawals might affect the account status or conditions for maintaining the account type, particularly in promotional or special rate accounts. Always check the specific terms and conditions of the deposit account to understand the implications of early withdrawal.